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The average 30-year fixed mortgage rate is around 5.98% to 5.99% this week, Freddie Mac said Thursday. The percentage is down sharply from 6.8% to 6.9% a year ago and from peaks near 8% in late 2023, per The Wall Street Journal. On a typical loan, that rate drop can cut monthly payments by hundreds of dollars for home buyers.
James Richardson, a 33-year-old from Pittsburgh, Pennsylvania, said without help from his parents, he would be homeless. He has applied to more than 1,200 jobs since being let go from his role as an information security analyst for a government contractor in October.